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Banking

Minimum-spend madness and how to beat it

Merchants are within their rights to set minimum-spend conditions, but are they sensible?

Winners and losers of the credit card surcharge ban

Now that the RBA's credit card surcharge ban has come into effect, which retailers have passed the extra costs onto consumers?

What proposed credit card reforms could mean for you

Powerful credit card reforms have been proposed by the federal treasury, so what would they mean for you?

How to avoid excess credit card surcharges

The Reserve Bank recently made excess surcharging on credit cards illegal for Australian retailers. What is an excess surcharge? How do I report a retailer?

Amex vs MasterCard vs Visa: how do they compare?

Visa, MasterCard and American Express: three prominent credit cards offering varied and extensive features. So how do they compare?

New banking products on offer for small businesses

Banks are competing in the small business banking product market with more available credit and competitive rates.

Credit card holders pay an extra $281 in excess interest

A report released by Choice and financial comparison site Mozo reveals the big four banks have made $2.07 billion from credit card interest since 2011.

Credit card rates remain high despite falling cash rate

Although the cash rate is only 2%, credit card interest rates remain stubbornly high. Are we being ripped-off or is it reasonable?

A new children’s account on the market

Money looks at Teachers Mutual Bank's new kid's account and compares it to the competition.

Is it time to switch to a low-fee credit card?

Despite the RBA cutting the cash rate to a record low of 2% in May, credit card interest rates have hardly moved so why not switch to a low-fee credit card.
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