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Banking

Six things Effie Zahos hates about credit cards

Putting aside the ridiculous fees and unconscionable interest rates, there are six other things that annoy Effie Zahos about credit cards

The best interest-free credit cards for your Christmas shopping

The banks are rolling out a range of interest-free credit card deals in the lead-up to Christmas. But are they worth it, or will they leave you with you a financial hangover in the new year?

How your small business can let customers pay by card

More of Sarah Morgan's clients are paying with card over cash. How can she offer these payment solutions without hiking her prices to cover fees?

Balance transfers: credit cards with the best interest-free periods

Struggling to pay off your Christmas credit card debt? Here are the best balance transfer deals on offer.

The cheapest place to get a bank cheque: how to avoid a $15 fee

Paying for a car or another big purchase? Bank cheques can be costly if you don't do your research, with charges ranging from $0 to $15.

The credit cards with the longest interest-free periods

Interest-free periods on credit cards are a hard lesson to learn. If you owe money on your credit card, you don't get any interest-free days at all.

Why you shouldn’t get your bank cheque from a bank

A bank cheque is drawn straight from your account and removes the need to lug around a large wad of cash for a downpayment on a new home or buying a secondhand car. But this convenience comes at a cost.

The credit unions taking on Australia’s big four banks

Customer-owned institutions are taking on traditional banks with sharp deals but it still pays to shop around.

Balance transfer deals to clean up your debt

If transferring your Christmas credit card balance from an interest rate of 16.89% or higher to 0% sounds appealing then here's what you need to know.

Banks escape inquiry with superficial scratches

Will the recent inquiry into the banks prompt real change, or is a banking royal commission next on the agenda?
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