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Mike Laing

Mike Laing is chief executive of the Australian Retail Credit Association, which founded creditsmart.org.au to help consumers understand how credit reporting operates in Australia. He has served as a director and chair of various financial services and payment companies and has led businesses in Australia, New Zealand, the United Kingdom, and Ireland. Mike holds a Master of Commerce (Hons I), is a graduate member of the Australian Institute of Company Directors, and a member of the Chartered Institute of Arbitrators.


6 results for Mike Laing:

Does pausing payments affect your credit score?

Lenders responded to the recent spike in COVID-19 cases by offering some customers a further four-month payment pause. But does this impact your credit score long term?

How having your identity stolen can stop you from getting a loan

Having your identity stolen is more than just sorting out suspicious credit card charges. It could harm your chances of getting a car loan or buying a home.

How to avoid the Christmas debt hangover this new year

So it's on sale but you have to rack up debt to buy it? It's not a bargain. Here's how to survive the spending season without waking up to a debt hangover in the new year.

How new credit card rules could stop you racking up debt

New regulations designed to help stop Australians from getting stuck with problematic credit card debt kicked in on January 1. Find out how they affect you.

How banks will use your data: what you need to know

"Open banking" and "comprehensive credit reporting" are two buzzwords doing the rounds but what is the difference between the two and how will they affect the average consumer?

New credit reporting rules mean defaulting is no longer a disaster

Australia's credit reporting system is changing. Here's what you need to know about comprehensive credit reporting.
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