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My Money

How will changes to privacy laws affect my credit report?

Changes to privacy laws mean that personal credit reports will soon include additional details about the accounts you hold and whether your pay your bills on time.

The real cost of owning a pet

Buying a pet is just the beginning. There are plenty of costs for food, vet bills, micro-chipping, de-sexing, pet insurance, grooming, toys and - if you go away - boarding fees. Once your pet ages, there could be medications, special food and regular vet visits.

Austudy to help along the way

If you are 25 or older and studying or undertaking an apprenticeship, you may be able get financial help from the federal government in the form of Austudy.

Mortgage commissions to be shared with customer

There's now a way to claw back part of the commission you pay when you take out a home or investment property loan.

How to make extra cash by selling on Etsy

Etsy.com is an online marketplace for all things beautiful, but it's also a way to make some extra cash.

How to make the most of low rates

At the time of writing, it's possible to lock in a five-year term from as low as 4.84% and a variable rate from 4.54%. So what should borrowers do now?

How long does it take for a solar power system to pay off?

It takes about six years for a solar power system to pay itself off for a standard household, but with electricity prices rising sharply, the payoff may be even faster.

Understanding tax offsets

Anyone who wants to have a good idea of their likely tax bill needs to factor in tax offsets.

Top travel discounts and special rates for seniors

Travel helps senior citizens live longer, and the extremely useful US website independenttraveler.com has taken up the theory and added savings tips for senior travellers.

How to dispute your tax refund

If you have received a smaller refund than expected, or even a demand to pay more tax, the next step is to decide whether or not to dispute your tax refund.
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