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My Money

How to find a financial adviser who passes the ‘nanna test’

It's all well and good for a financial adviser to have the right qualifications, a clean complaints history and operate fee-for-service, but the most important thing is the 'nanna test': bedside manner.

Your rights when it comes to dealing with debt collectors

Debt collectors can receive substantial fines for trespassing or for harassing you, so just when - and how often - can they contact you?

How to work four days a week without losing 20% of your salary

If you're tempted to cut your work week back to four days, there's good news: your salary won't drop by as much as you think.

Better deals, fewer defaults: what open banking means for you

By the time most people are in financial difficulty, it's too late. Open banking will help lenders identify borrowers at risk and offer better terms.

Ask Paul: What if my super is worthless by the time I need it?

Is it still worth investing in super, Jay asks Paul, when my life savings could be worthless in 20 or 30 years when I need it?

Four things to know before buying your first home

Buying your first home? Don't fall into the trap of borrowing just that little bit more to buy your dream house.

Why your HECS debt could stop you getting a mortgage

The view that HECS debt doesn't really matter because it isn't expensive like credit cards or car loans is dying out as the banks tighten lending to first-home buyers.

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Five tips for choosing the right life insurance policy

Don't assume it will be cheaper to take out life insurance through your super. It's best to compare prices - and level of cover - for yourself.

Ask Paul: My partner died and I’m scared I’ll waste the $100k payout

Jane has lost her partner and received a $100,000 death benefit at just 29. Coming from a family that traditionally hasn't been good with money, she is scared to ruin it.

Eight tips for eating out without blowing your budget

Everyone knows that one of the quickest ways to save money is to eat home-cooked meals, but even the most die-hard penny pincher wants to eat out occasionally.
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