OAO pos: skin
size/s: "Out-of-page"
size/s: "Out-of-page"
OAO pos: top
size/s: "[[[970,250],[970,90],[728,90]],[[728,90]],[[320,50]]]"
size/s: "[[[970,250],[970,90],[728,90]],[[728,90]],[[320,50]]]"
Ask Paul: We live in Sydney – should we buy property elsewhere?
Rent in Sydney and buy property in another city? Move out of Sydney to a more affordable city? Or buy on Sydney's north shore and bank on long-term growth? James and his wife want to know the best option.
Ask Paul: My paralysed husband just lost his job
Jolanda is the sole income earner after her husband became paralysed and later lost his job. How can she juggle a mortgage, a margin loan and credit card debt?
Ask Paul: Where to save deposit while interest rates are low?
Interest rates are so low that Theo's money is going backwards. He asks Paul Clitheroe where he should put his cash while saving for a deposit.
Ask Paul: Should I sell investment unit to pay $100k personal debt?
Roman and his partner have racked up $100,000 in debt, including the cost of their wedding. Should he sell his investment property to become debt-free?
Ask Paul: Splitting parents’ estate could divide the family
Marilyn and her three siblings inherited their parents' estate including a $1.4 million house. With one sibling wanting to sell, Paul Clitheroe says the family is in dangerous territory.
Ask Paul: We borrowed money to buy shares, when should we repay it?
Crystal and her husband took out investment loans against their home to buy shares. With no other debt, they ask Paul Clitheroe when is the best time to pay it off.
Ask Paul: Am I better off putting extra cash into super or the mortgage?
Mark and his wife want to retire in nine years but still owe $300,000 on their home. Should they put their extra $800 a month into super or the mortgage?
Ask Paul: Buy Sydney property now or wait for prices to drop further?
Casey and her partner are looking to enter the Sydney property market. Should they buy while prices are falling or keep saving till the market recovers?
Ask Paul: I’m 25 with $106k – where should I invest?
Peter has $106,000 in the bank and asks Paul Clitheroe, "Where should I invest it short-term in order to buy property?"
Ask Paul: Should we take out a $600,000 mortgage?
Elizabeth and her partner want to start a family, but upgrading to a three-bedroom place would mean a $600,000 mortgage. What does Paul Clitheroe think?