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Ask Paul: My daughter has a learning disability, what about her super?
A learning disability means Celia's 20-year-old daughter struggles to find regular work. How much should she be putting into super to cover fees and increase the balance?
Ask Paul: Should my in-laws sell their house to pay for aged care?
Maree's in-laws are in their 80s and face the issue of what to do next. If they move to a retirement home, do they sell their house or rent it out to cover the costs?
Ask Paul: My investment property has fallen 40% in value, should I sell?
Val is shocked to learn the unit she bought off-the-plan in 2010 is worth $90,000 less than she paid for it. Is it time for her to cut her losses and sell?
Ask Paul: Should we sell or rent out our home to move interstate?
Krystle and her husband are moving back to Wollongong this year, but what should they do with their Brisbane townhouse - sell or rent it out?
Ask Paul: Where should I invest $28,000 for my retirement?
At 64, Glynis owns her own home and has $90,000 in super. Where should she invest $28,000 in savings in order to retire in five years?
Ask Paul: Can we transfer property out of an SMSF and not pay stamp duty?
Karen and her husband want to transfer a property out of their SMSF for personal use. Do they have to pay stamp duty again?
Paying off your home doesn’t make sense, but we did it anyway
Do we think property and shares will do better than 4% over time? Of course we do. But we made the choice to become debt free on our home because we sleep better at night, writes Paul Clitheroe.
Ask Paul: Can we afford a $300,000 renovation?
With a mortgage, an investment loan, and a job change on the horizon, can Dom and his family afford to borrow money for a $300,000 renovation?
Ask Paul: Should I put my inheritance into offset or save up to buy another property?
Pam is expecting a $30,000 windfall. Is she better off stashing it in her offset account, or saving for her next property? Paul Clitheroe shares his advice.
Ask Paul: Is it worth the fees to pay off our mortgage early?
Alisha and her husband can pay off their mortgage in the next six years but, as they ask Paul, should they? Is it worth forking out for the early repayment fee?